November 9, 2022 Download

Credit Risk Quarterly – Q3 2022 in Review

Written by Syed Raza PhD, Chase Nielsen, Scott Barton

This paper reviews the overall state of consumer credit, focusing on credit cards, personal loans, auto loans, student loans, and mortgages. In addition, we examine the impacts of inflation on lending, the current macroeconomic outlook, and continued observations of risk score warping.