Insights into Effectiveness through Data Science

Insights: Credit Risk Quarterly

Credit Risk Quarterly – Q2 2022 in Review

This paper looks at some of the trends and insights from Q2 2022 with a focus on the increasing risk levels among recent vintages for unsecured lending products and the effects of inflation on the auto lending industry.

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Credit Risk Quarterly – Q1 2022 in Review

This paper looks at some of the trends and insights from Q1 2022 with a focus on how lenders can leverage BNPL data, how the surge in inflation is impacting lending, and how the rise in asset prices can impact your P&L with a focus on auto loans.

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Credit Risk Trends in the COVID Era

This paper explores whether delinquencies and losses will stay at historically low levels, or if the effects of COVID have reversed and signs of worsening are beginning to show.

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