Launch Your Career
in Financial Services Consulting at 2OS
At 2OS, we’re more than just a niche consulting firm. We’re a close-knit team of skillful data scientists and business analyst experts passionate about solving complex problems in the credit and risk space. From innovative fintechs to top banks all over the world, we partner with clients to deliver data-driven solutions that create real impact. Our mission is straightforward: help our clients win, while enjoying the journey.
Culture is at the heart of everything we do. Structured onboarding ensures that you’re set up to hit the ground running, while ongoing learning opportunities such as internal trainings, a lunch and learn speaker series, and conference attendance keep you continuously growing. Life at 2OS extends well beyond the work itself: team lunches, happy hours, sporting events, and other gatherings that make 2OS more than just a place to work. One of the highlights of the year is our annual summer retreat, a multi-day offsite at a VA-based premier venue packed with leadership insights, external speakers, a volunteer event, and memorable evenings with the people you work alongside every day.
FULL-TIME DATA SCIENTIST
What You’ll Do
As a full-time Data Scientist at 2OS, you’ll play a key role on project teams that tackle real-world challenges for top-tier financial institutions and fast-growing fintechs. Using a mix of advanced analytics, machine learning, and business strategy, you’ll transform messy, complex data into clear, actionable insights.
Whether you’re developing custom algorithms, building end-to-end machine learning pipelines, or helping clients make more informed credit decisions, your work will drive measurable results. You’ll collaborate closely with other talented data scientists and business analysts and have direct access to the senior leaders and experienced professionals shaping that work. You’ll learn from them and build relationships that will shape your career.
At 2OS, AI is a natural part of the data science toolkit, and you’ll have the opportunity to work alongside colleagues who are continually exploring new ways to apply it to analytical and business challenges. You’ll also learn how to communicate your findings clearly and persuasively to both technical and non-technical audiences.
Basic Qualifications
We’d love to hear from you if:
- You’re on track to graduate between December, 2026 and August, 2027
- You’re pursuing an undergraduate or graduate degree in a quantitative field such as data science, mathematics, statistics, engineering, or a related discipline
- You have a strong foundation in statistical concepts, demonstrated through 200-level or higher coursework in Stats, and a working knowledge of machine learning techniques through hands-on or academic exposure
- You have experience working with real-world data, whether through coursework, research, or internships, and can extract meaningful insights from messy datasets
- You enjoy solving business problems just as much as building models and always seek to understand the “why” behind the data
- You’re proficient in Python, and can efficiently code, analyze, and visualize data
Preferred Qualifications (Bonus Points)
While not required, the following will make your application stand out:
- Prior experience in fast-paced, analytics-driven environments, such as internships, research, or intensive coursework
- Confidence in building models from the ground up, rather than relying solely on existing templates or notebooks
- Strong communication skills, with the ability to translate technical findings into business-relevant insights for diverse audiences
Salary
The fixed starting salary for this full-time role is based on degree level for candidates hired to work at either our Arlington, VA or Richmond, VA location:
- Undergraduate Degree: $110,000
- Master’s Degree: $125,000
This rate reflects our standard compensation at the time of posting.
FULL-TIME BUSINESS ANALYST
What You’ll Do
As a full-time Business Analyst at 2OS, you’ll be at the center of solving big problems for the leading financial institutions and high growth fintechs. You’ll dig into data, uncover insights, and help clients make smarter decisions around credit, whether it’s designing a credit line increase program, improving acquisition strategies, or fine-tuning collections.
You won’t be doing this alone. You’ll collaborate closely with other talented business analysts and data scientists, as well as our clients, to understand their challenges, figure out what data is available, and build smart, evidence-based recommendations. From shaping strategy to getting hands-on with implementation, you’ll play a key role in turning analysis into real-world results. It’s a fast-paced, high-impact role where curiosity, creativity, and problem-solving are part of the everyday, and where leading the way of new AI developments isn’t just encouraged, it’s expected. And from the start, you’ll have direct access to the senior leaders and experienced professionals shaping that work, learning from them and building relationships that will shape your career.
Basic Qualifications
If the following sounds like you, we want to hear from you:
- You’re on track to graduate between December, 2026 and August, 2027
- Working toward a degree in a quant-heavy field like math, engineering, economics, or similar
- Have experience in analytical roles or projects and you know how to break down tough problems using data
- You’ve got solid business intuition and can spot where the real value is hiding in a challenge
- A strong communicator and team player, you collaborate well and can explain complex ideas clearly
- Comfortable with Python and Excel, which we use regularly
Preferred Qualifications (Bonus Points)
While not required, the following will make your application stand out:
- If you’ve had exposure to credit risk or financial services, that’s a nice plus but not required
Salary
The fixed starting salary for this full-time role is based on degree level for candidates hired to work at either our Arlington, VA or Richmond, VA location:
- Undergraduate Degree: $110,000
- Master’s Degree: $125,000
This rate reflects our standard compensation at the time of posting.
At this time, 2nd Order Solutions will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).
Our Campus Recruiting Process
Apply
All applications must be submitted through Handshake. Search 2nd Order Solutions on your school’s Handshake portal to get started.
Resume Review
We use a combination of AI-powered screening and expert human review to evaluate every application. First, our AI tool screens out resumes that don’t meet our baseline criteria. From there, every qualifying resume is reviewed by two consultants from the same job family, whether that’s Business Analytics or Data Science. This ensures your experience is evaluated by people who truly understand the role and what it takes to succeed in it.
1st Round Interview
Selected candidates will complete a first-round interview by Zoom. At select schools, on-campus interviews may also be available.
Final Round In-Person at 2OS Office
Final round candidates are invited to our office for an in-person visit. The day includes interviews with team members across levels, lunch with the team, and time to experience our culture firsthand.
Final Round Buddy
Each final round candidate is paired with a dedicated buddy who can answer questions before, during, and after the visit.
Expenses
All travel, lodging, and meal expenses are fully reimbursed.
Full-Time Roles
- Locations: Full-time roles are available in Richmond and Arlington, Virginia. After accepting an offer, candidates may choose their preferred office location.
- Project Types: Our teams work across a range of credit risk engagements, including statistical and valuation models, credit policy design, portfolio diligences, collections strategy, fraud analytics, and more.
- Training: We offer training and development opportunities such as unlimited access to DataCamp courses, options to attend conferences, and other avenues for external development. New hires also complete approximately two weeks of internal training during onboarding, focused on credit risk concepts, core technical skills, and consulting fundamentals such as communication, storytelling, and project management.
- Networking and Team Culture: Culture is at the heart of the 2OS experience. Through regular team events, firm-wide gatherings, and our annual company retreat, employees have opportunities to build relationships and stay connected to the broader team.
Hear from our Team
Katie
Katie completed a Data Science internship at 2OS before returning full-time in July 2023. In her testimonial, she discusses the opportunities she has had to work on diverse projects, collaborate directly with clients, and develop her skills at a boutique consulting firm.
Reese
Reese joined 2OS full-time following graduation from the University of Virginia. Her testimonial focuses on the impact of client work, the firm’s culture of flexibility and trust, and the opportunities available to employees early in their careers.
Cameron
After completing the Business Analyst internship, Cameron returned to 2OS full-time. In her testimonial, she shares her experiences working across a variety of projects, receiving mentorship and feedback, and growing professionally within the firm.
Chris
Chris is a Business Analyst at 2OS. He graduated from the University of Virginia with a Bachelor of Science in Systems Engineering and a minor in Data Science. Chris completed the Business Analyst internship at 2OS before returning full-time following graduation.
How has 2OS supported your development over time?
2OS’s transparency has played a major role in my development. From starting at the firm, I’ve always had clear expectations for the skills and competencies I should build, helping me to set concrete goals and understand how I’m progressing. Both formal and informal feedback are core to our culture, so I regularly learn what I’m doing well and where I can improve on each project. Analysts are also paired with a Development Manager who meets with them regularly and serves as a guide and advocate. My Development Manager has helped me identify growth opportunities and has made sure I’m staffed on projects where I can contribute meaningfully while continuing to stretch my skills. Overall, I’ve consistently felt that 2OS leadership is genuinely invested in my success, both at the firm and beyond. -Cameron
2OS has supported my development through regular feedback, mentorship, and open communication. I’ve never felt surprised by feedback from managers or leadership because there is a constant dialogue around how I’m doing, where I’m improving, and what I can keep working on. The people here genuinely care about helping you get better at your job, and they are willing to invest the time to coach you and give constructive feedback. That level of support has made it easier to grow, take on more responsibility, and continue building confidence over time. -Chris
What has your experience been with mentorship at 2OS?
My experience with mentorship at 2OS has been very positive. I’ve felt supported the entire time I’ve been here, and it really feels like mentors and managers are on your team throughout your career. They’re there to help you develop, answer questions, and work through parts of the job where you may not feel as confident yet. One thing I’ve also found unique is that while 2OS has a strong promote-from-within culture, people are still supported in making the best decisions for their own careers. I’ve seen colleagues move on to the next step outside of 2OS with the full support of their mentors and the firm, which says a lot about how much people here genuinely care about your growth. -Chris
What would you tell someone considering a role here?
It’s a fantastic place to start your career. The skills you build at 2OS, whether it’s technical modeling, client communication, or strategic thinking, are transferable to just about any industry. You’ll work alongside really smart people and build a resume that stands out. If you’re looking for a place where you can grow quickly, do meaningful work, and have a great time doing it, 2OS is the right fit. -Katie
That 2OS is an amazing place to work, especially early in your career. You will get exposure to all sorts of different projects and experiences, be in a warm and supporting environment with really smart people, and get plenty of opportunities to develop a valuable skill set that can be applied anywhere, not necessarily just in financial services. -Reese
Choosing to work full-time at 2OS after graduating college has been one of my best decisions! I genuinely look forward to coming into the office each day because I find the work meaningful, enjoy the people I work with, and get to be a part of a collaborative and engaged culture. For someone early in their career, it can be hard to find a place that pushes you to grow while still respecting your life outside of work, but 2OS has struck that balance really well. I have constant opportunities to learn, take on new challenges, and develop professionally, while also feeling truly supported as a person. -Cameron
What has your experience been like working at 2OS?
I interned at 2OS the summer before my final year at UVA and came back full-time in July 2023. 2OS has great people, incredible learning opportunities, and the chance to work with high-profile clients right from the start. One of the things I appreciate most is that your voice is genuinely heard here even at the start of your career.
During my time at 2OS, I’ve had the chance to work across a variety of project types, which keeps the work exciting and engaging. I’ve contributed to due diligence engagements, built valuation models, developed XGBoost models for everything from pricing to credit risk, and worked within model risk management for generative AI. I’ve had to opportunity to work with international clients, including two trips to Australia. Every project brings something new, and I’m constantly learning. -Katie
What makes working at a boutique firm different from working at a larger company?
I love this question. At a boutique like 2OS, you’re in the room with senior executives and presenting to clients early in your career. Your work has a direct and visible impact on the engagement, and you get to switch between project types frequently, so you’re always picking up new skills.
The other thing I really value is that you actually know everyone in the company. That might sound small, but it builds real camaraderie and makes the whole environment feel personal. If you have a question or want to learn about a different area of the business, you can just walk over and ask. There’s nothing standing between you and leadership. -Katie
In what ways does the work you do feel meaningful or impactful?
I would say there are two pieces that come to mind for this, both of which I have found to be defining characteristics of my 2OS experience. First, by nature of the industry we are in, we are brought in to help figure out a challenging problem. Most of the projects that we do have a tangible thing or deliverable that we are building – whether that is a model, new strategy, or other solution. I have found that having something to point to at the end of the project makes the work feel more impactful. Similarly, I think being able to point to specific parts of that solution that you helped build makes a huge difference in feeling like you’ve made an impact. Since my first project at 2OS, I have felt rewarded by having portions of a project I feel ownership of that I can see through from start to finish. For me, having plenty of opportunities to problem-solve, work in white space, and have my thoughts and ideas heard by leadership (both internally at 2OS and at our clients) makes my individual contributions feel meaningful. -Reese
How would you describe the culture of the firm?
There are three things that I think really describe the culture I’ve experienced at 2OS: flexibility, trust, and people. Each play a role in both the everyday logistics of working at 2OS (for example, deciding when to work from home or what being in the office is like), and also in how we approach our work. When I was going through the recruiting process, everyone I talked to at 2OS answered with “the people” when asked about what the best part of working here is. Now that I have been here for a few years, I echo this sentiment. Everyone is welcoming, friendly, and genuinely willing to jump in and help out on things both inside and outside of work. Another piece of the culture that I think is unique is the flexibility. I feel empowered to set my schedule and figure out an idea for how to do something. The trust everyone has in each other is a huge part of what creates the flexibility I value so much. -Reese
What type of work have you had the opportunity to do?
At 2OS, I get the opportunity to support a wide range of projects across the credit lifecycle. I’ve worked on a credit card transformation for a top five bank, helped propose a new pricing model for a regional card issuer, and worked with smaller lenders to strengthen their loan collections strategies. Beyond client work, I’ve also contributed to internal projects such as developing pitches for potential clients and conducting industry research. One of my favorite parts of the role is that the work varies so much from project to project, which means my days rarely look the same. I’m able to build skills in communication, data analytics, client management, and research while learning about different types of companies across the financial services industry. -Cameron
What have you enjoyed most about working with clients or on project teams?
What I’ve enjoyed most is the level of exposure and responsibility you get on client work early on. Within just a few months, I was able to contribute to important projects and help create real value for clients in a way that felt immediate. I’ve also really enjoyed the variability of the clients and projects. No two clients ever feel the same, and because we’re small and nimble as a firm, the work doesn’t feel cookie-cutter. It’s rewarding to work on teams where the work matters, your input is trusted, and you can see how your contributions make a difference. -Chris
Why a Boutique Firm?
At 2nd Order Solutions, being part of a smaller firm means your work has an impact right away. Team members gain direct exposure to clients and leadership, take on meaningful responsibility early, and build relationships across the firm.
High Impact
Despite being boutique in size, 2OS serves financial institutions around the world, including top banks in the United States, leading fintechs, and major international lenders. We also support financial institutions engaged through our partnership with Visa, one of the world’s largest digital payments networks. This unique combination of scale and accessibility allows new hires to contribute to high-impact projects early in their careers.
Breadth of Work
Projects span different client types, lending products, and business problems, giving team members the opportunity to build experience across a wide range of engagements.
Visibility
A smaller team means greater visibility with direct exposure to clients and leadership.
Faster Growth
Take on meaningful responsibility earlier in your career and grow through hands-on experience.
Direct Mentorship
Regular access to senior team members who can offer guidance, feedback, and support.
Close-Knit Culture
A team that knows your name, cares about your development, and celebrates wins together.
Long-Term Career Pathways
A career at 2nd Order Solutions is designed for long-term growth. Team members build experience early, take on increasing responsibility over time, and have the opportunity to grow into leadership roles across the firm.
Career Progression Track
Where a 2OS Career Can Lead
While we hope employees choose to build long-term careers at 2OS, we recognize that some may pursue opportunities in other industries. Consulting provides a strong foundation for future roles across financial services, technology, analytics, strategy, and beyond. Previous interns and new hires have gone on to data scientist roles at technology firms and business analyst roles at banks, fintechs, and other financial services companies.