Brian Stephens

Senior Director of Analytics

Brian is a Senior Director of Analytics at 2OS, with expertise in credit policy, line management, and credit strategy. While at 2OS, he has worked with dozens of clients. He has helped design new credit line management strategies, build statistical models to improve risk prediction, complete many due diligences for private equity firms and optimize/design acquisitions credit policies.

Prior to joining 2OS, he had multiple roles at Capital One, including leading Prime Card Direct Mail Programs where he had end-to-end ownership of COF’s non pre-approved mailing strategy and leading Super-prime Card Customer Management where he helped develop purchase level financing functionality and owned credit line increase strategies. Brian also spent time working in Rewards Strategy and Marketing as well as Collections and Recoveries where he redesigned the debt sales process and owned the segmentation process for Recoveries direct mail. Brian graduated from University of Illinois Urbana-Champaign with a degree in Computer Science.

Outside of work, Brian spends most of his time with his wife and 2 sons. He is an avid golfer, trying to get his sons to enjoy the sport as much as he does. He grew up in Chicago and enjoys watching Chicago sporting events. He loves to travel and can’t wait to take his family on some international vacations once his kids are a little older.